Other Points To Consider

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Other Points To Consider

Equity release plans provide priceless benefits for many in retirement.

However, equity release is not suitable for everyone and you should consider the alternatives first. For a full list of alternatives that should be considered first, please contact us.

We also recommend you involve other family members as much as possible. We will be happy to discuss our recommendations with other members of your family so that the everyone understands the benefits, features and any risks.

Equity release plans will affect the value of your estate. In some cases, taking out an equity release plan will also affect any State Benefits you receive.

For these reasons, take advice from a specialist adviser first to ensure that you do not end up regretting your choice and discuss it with your family members.

Equity Release Shop offer a full advice and recommendation service. We offer a free of charge, no-obligation, initial consultation with an independent specialist adviser so that you can find out how much cash you could release and whether a plan would be suitable for you. We will only charge a fee for our service if your equity release plan completes and can be paid from the capital released to you. Our fee is 1.5% of the amount released or a minimum of £700.

No home visit will be required unless requested and you will never feel obligated to proceed. At Equity Release Shop we believe in offering a valuable and honest service of providing impartial and knowledgeable advice about equity release plans.

About James Blair

I have been an Independent Financial Adviser since 1987 and I am a FCA qualified Equity Release and Long Term Care adviser. I provide Independent Equity Release Advice and cover the whole of the market.

I work to your priorities. Call me on 01923 254760 if you would like discuss your Equity Release situation.

You can choose either a telephone or in-person meeting, which-ever is convenient for you.

There is no charge or obligation for this meeting.

This review will be at my expense.


I am writing to tell you that we are extremely happy with the way in which you have arranged an Equity Release for my mother-in-law. I would imagine that this can be a process fraught with anxiety for older people but in this instance there was no such trauma.

This is entirely due to your gentle and reassuring manner, your patience in answering our many questions and the clarity with which you presented the information we needed. The Equity Release is now complete and we are very happy and relaxed knowing that she can spend the rest of her life in her home. Thank you again.

David S. - Rickmansworth, Herts.

I found the service and advise you gave me a great help. You explained the different options and procedure clearly and kept me informed of all transactions as they happened. I thought your fees were very reasonable and fair. I would be more than happy to recommend your services. P.S The wine was lovely, thank you very much.

Julia G - Oxford

James explained the details clearly and James was readily available to answer any questions. I am happy with the plan James recommended for me

Gillian S - Slough

James made everything clear to understand and was very friendly. James did everything he said he would do.

Ron T - Essex