It is fair to say that the equity release market of today is safer than it has ever been. Both Lifetime Mortgages and Home Reversion Plans are now protected by the industry watchdog the Financial Conduct Authority (FCA).
Financial Advisers who practice advising on Equity Release must now also have specific qualifications in this specialist field.
The market is also protected by an industry body formerly known as SHIP (Safe Home Income Plans), now known as the Equity Release Council. Set up in 1991, SHIP is dedicated entirely to the protection of plan holders and promoting only safe equity release plans. Their Code of Practice has been welcomed by Age Concern.
Equity Release Shop considers the safety of it’s customers as paramount. As such, we will only recommend a plan that has met all the standards and guarantees set by the Equity Release Council.
I have been an Independent Financial Adviser since 1987 and I am a FCA qualified Equity Release and Long Term Care adviser. I provide Independent Equity Release Advice and cover the whole of the market.
I work to your priorities. Call me on 01923 254760 if you would like discuss your Equity Release situation.
You can choose either a telephone or in-person meeting, which-ever is convenient for you.
There is no charge or obligation for this meeting.
This review will be at my expense.
I am writing to tell you that we are extremely happy with the way in which you have arranged an Equity Release for my mother-in-law. I would imagine that this can be a process fraught with anxiety for older people but in this instance there was no such trauma.
This is entirely due to your gentle and reassuring manner, your patience in answering our many questions and the clarity with which you presented the information we needed. The Equity Release is now complete and we are very happy and relaxed knowing that she can spend the rest of her life in her home. Thank you again.
I found the service and advise you gave me a great help. You explained the different options and procedure clearly and kept me informed of all transactions as they happened. I thought your fees were very reasonable and fair. I would be more than happy to recommend your services. P.S The wine was lovely, thank you very much.
James explained the details clearly and James was readily available to answer any questions. I am happy with the plan James recommended for me
James made everything clear to understand and was very friendly. James did everything he said he would do.